Portfolio Infrastructure for IP Holders

Turn Your IP Into an Institutional-Grade Asset

Professional portfolio structuring, proprietary scoring, and lender access.
Stop being a "creator" — start being a portfolio holder.

🏦 Institutional-grade infrastructure • 📊 Proprietary CBS™ scoring • 🔒 Bank-level security

Built for Serious Portfolio Holders

Music
Publishing
Film & TV
Video Content
Software

Your IP is Worth Millions.
Banks Don't See It That Way.

❌

Traditional Banking

  • • Doesn't understand IP assets
  • • Requires traditional collateral (real estate, equipment, inventory)
  • • Demands personal guarantees — even if your IP is cash flowing
  • • Ignores recurring income unless it's W-2 or from a "job"
  • • Labels creators and rights holders as "too risky" for lending
  • • Sees $100K/year in royalties as hobby income, not bankable revenue
  • • Doesn't underwrite your publishing contracts or sync deals
  • • Penalizes you for revenue spikes (seasonal or sync-based)
  • • Doesn't lend against digital rights, subscriptions, or licensing
  • • Uses outdated credit metrics that don't apply to creators
  • • Prefers brick-and-mortar assets over scalable IP
  • • Views content creators as consumers, not businesses
  • • No ability to price or forecast IP income durability
  • • No tools to handle dynamic payout sources (MLC, KDP, OnlyFans, etc.)
✅

With Auron

  • • Structure your royalties like institutional portfolios
  • • Quantify your assets with the Catalog Bankability Score™ (CBS™)
  • • Prove your creditworthiness with Royalty Durability Index™ (RDI™)
  • • Access capital without personal guarantees or credit pulls
  • • Get funded through lenders who understand IP, not real estate
  • • Turn unpredictable royalty streams into bank-grade collateral
  • • Tap into IP-secured credit lines, not just cash advances
  • • Get serviced like a business, not a freelancer
  • • Receive insured offers through Auron
  • • Maintain ownership while unlocking liquidity
  • • Track, route, and control your payouts across payors
  • • Standardize your notices and assignments
  • • Build a financial record banks will finally understand
  • • Get funding sized to your actual cash flow — not your FICO
  • • Issue deal-grade reports to insurers, trustees, and lenders
  • • Protect your IP with proprietary vault-grade controls
  • • Unlock passive capital while retaining creative freedom
  • • Join the first financial ecosystem built for IP, not brick and mortar

The Complete IP Portfolio Platform

Structure, Score, and Scale — Everything You Need in One Place

🏗️

Portfolio Structuring

Set up SPVs, PropCos, and HoldCos the right way. We show you exactly how to structure for maximum bankability.

• Entity formation guidance
• Jurisdiction optimization
• EIN/tax structuring
• Payor setup best practices
📊

Proprietary Scoring

CBS™, RDI™, and TARF™ give you institutional-grade portfolio metrics. Know your health like a CFO would.

• Catalog Bankability Score™
• Royalty Durability Index™
• Top-Asset Risk Factor™
• Raiseability Bands (A/B/C)
💡

Actionable Insights

Real-time recommendations to improve your score. "Add 2 payors to boost diversification by 15 points."

• Score optimization roadmap
• Diversification analysis
• Revenue stability tracking
• Asset concentration alerts

From Creator to Portfolio Holder

A structured path from scattered royalties to institutional-grade asset

1

Assess Your Current State

Upload statements from any payor (Spotify, ASCAP, BMI, Amazon KDP, etc.). Our platform analyzes your portfolio and calculates your CBS™ Score.

→ See exactly where you stand
→ Identify weak spots in your portfolio
→ Get your baseline Raiseability Band
2

Structure & Optimize

Follow our roadmap to professionalize your portfolio. Set up proper entities, diversify revenue streams, and improve your metrics.

→ Entity formation (SPV/PropCo setup)
→ Diversification strategies
→ Move from Band C → B → A
→ Increase financing capacity by 2-3x
3

Access Capital Markets

Once optimized, get matched with lenders who understand IP. Better structure = better terms. Band A portfolios get institutional rates.

→ Automatic lender matching
→ Competitive offers (multiple bids)
→ 7-30 day funding timeline
→ $50K - $5M+ capacity

Built on Institutional-Grade Infrastructure

$50M+
Available Capital
5+
Lender Partners
3
Proprietary Metrics
A-C
Raiseability Bands
🏦

Introducing the Forever Mortgage™

The First Perpetual Mortgage Credit Line
Backed by Your IP Portfolio + Home Equity

Traditional Mortgage

  • ❌Pay off when you sell
  • ❌Start over with new home
  • ❌New approval, new underwriting
  • ❌Equity locked until refinance

Forever Mortgage™

  • ✅Your Mortgage line follows you
  • ✅Use it on every home you buy
  • ✅No new approval needed
  • ✅Backed by IP + home equity

Here's How It Works:

1

The Initial Purchase

You want to buy a $300,000 house.

Purchase price:$300,000
Your down payment (20%):$60,000
Forever Mortgage™ amount:$240,000

✓ A lien is placed against your home and your IP portfolio for $240,000

2A

Scenario A: Market Goes Up 📈

Five years later, you've paid the loan down to $190,000 and you sell the house for $400,000.

Sale price:$400,000
Return to Auron (original amount):- $240,000
You keep:$160,000

🎉 When you buy your next home:

Your $240,000 Forever Mortgage™ is immediately available for closing.
✓ No new approval • ✓ No new underwriting • ✓ Same great terms

2B

Scenario B: Market Goes Down 📉

Five years later, the market dips and you sell for $290,000.

Sale price:$290,000
Return to Auron (original amount):- $240,000
You keep:$50,000

💪 You're still protected:

Your $240,000 Forever Mortgage™ is STILL available for your next home.
✓ Market conditions don't affect your line • ✓ Your IP backs the difference

The Forever Mortgage™ Advantage

✓
No Hidden Fees

Transparent pricing, no surprises

✓
No Additional Underwriting

Approved once, good forever

✓
No Second Approval

Your line moves with you automatically

✓
Simple Transfer Fees

Flat mortgage transfer fee + member distribution fee per move

Your Portfolio IS Your Collateral

Think of it as: A home equity line that follows you forever... backed by your IP.

Start Free. Scale When Ready.

Professional portfolio infrastructure at every stage

LITE
Free

Perfect for assessment & structuring

  • ✓
    Full CBS™ Assessment
    Score, RDI™, TARF™, and Raiseability Band
  • ✓
    Portfolio Insights
    Optimization recommendations
  • ✓
    Statement Uploads
    CSV & PDF support
  • ✓
    Lender Access
    Up to $500K financing capacity
MOST POPULAR
SUPERCHARGE ⚡
Custom

For institutional-grade portfolios

  • ✓
    Everything in Lite
    Full platform access
  • ✓
    White-Glove Structuring
    Entity setup, SPV formation, legal docs
  • ✓
    Dedicated Account Manager
    Direct support + optimization calls
  • ✓
    Forever Mortgage™ Access
    $500K+ perpetual credit line eligibility
  • ✓
    Advanced Analytics
    Portfolio projections, VaR modeling

Stop Leaving Money on the Table

Your IP is an asset class. Start treating it like one.

No credit card required • Takes 5 minutes • See your financing capacity instantly